Sephira advises clients in established and emerging insurance hubs, each with distinct regulatory frameworks, market dynamics and supervisory expectations. Our experience spans Ireland, Bermuda, UK, the Middle East and wider international markets. By combining international perspective with local expertise, we deliver advice that is rigorous, defensible and aligned with the expectations of boards, regulators and investors in each market.
Ireland
Ireland is a leading global insurance and reinsurance hub, with a diverse market spanning domestic insurers, international carriers and specialty (re)insurance platforms. Sephira supports organisations across this market through independent actuarial and risk advisory services – helping domestic insurers navigate the insurance reform agenda, while supporting international specialty insurers and reinsurers with complex capital, reserving and strategic challenges.
Bermuda
Bermuda is a global hub for reinsurance, specialty insurance and alternative capital, supported by a sophisticated regulatory framework overseen by the Bermuda Monetary Authority. Sephira supports insurers, reinsurers and investors through independent actuarial opinions, loss reserving, capital modelling and regulatory support, helping clients navigate complex requirements and make informed strategic decisions.
UK
The UK is one of the world’s leading insurance markets, with London Market and Lloyd’s participants operating within a complex and evolving Solvency UK regulatory environment. Sephira supports UK insurers and reinsurers through reserve reviews, capital and solvency advisory, risk modelling and regulatory change support – helping clients address technical challenges, optimise decision-making and strengthen financial resilience.
Middle East
Supervisors in the Middle East are introducing risk‑based capital frameworks, enhanced solvency requirements and IFRS 17 adoption programmes. Sephira partners with insurers in the region to navigate these changes, offering capital and solvency advisory, IFRS 17 methodology and process support and actuarial transformation expertise that align local operations with international standards.
Wider International Markets
Sephira’s work extends to wider international markets, where we partner with global groups, regional carriers and investor-backed vehicles. Our ability to deliver independent, specialist advice across jurisdictions ensures clients benefit from rigorous analysis, practical solutions and insight into emerging international themes shaping the insurance and reinsurance industry.