Leadership & Expertise

Andy is the Founder and Managing Director of Sephira Risk Solutions, where he leads strategy, international growth and delivery of specialist advisory services. Under his direction, Sephira has become a trusted partner to boards, management teams and investors across insurance and reinsurance markets.

Before founding Sephira, Andy built and led actuarial practices for Big 4 firms in Ireland and Bermuda, following early career experience in the London Market. He has advised many of the world’s largest insurers and reinsurers, leading cross-border teams on major assignments spanning capital, solvency, reserving and transactions.

Andy is recognised for combining technical depth with clear board-level communication, helping clients address regulatory reform, capital optimisation and strategic transactions. He has held signing roles under Solvency II and Bermuda EBS regimes, and is a Fellow of the Institute & Faculty of Actuaries (UK) and the Society of Actuaries in Ireland.

Andre Perez is a Director and Strategic Advisor to Sephira Risk Solutions, an affiliate of Nascent Group, where he is Chief Executive Officer. He plays a key role in Sephira’s strategic development and international growth, strengthening the firm’s connections to Bermuda and global reinsurance markets.

With over three decades of experience in insurance-linked securities (ILS), alternative risk transfer and reinsurance structuring, Andre has been at the forefront of the convergence between insurance and capital markets. He has led pioneering transactions and contributed to Bermuda’s position as a global hub for alternative capital.

At Sephira, Andre provides strategic perspective on growth, investor engagement and cross-border opportunities. His insight adds a distinctive capital markets dimension to Sephira’s advisory model, supporting clients as they navigate complex transactions and access new sources of capital in a fast-evolving global insurance landscape.

Nick oversees Sephira’s legal strategy and governance, advising on corporate, commercial and financing matters with particular focus on cross-border transactions and strategic alliances. He brings nearly 20 years of international legal experience and is recognised for pragmatic advice in complex, fast-moving environments.

His background spans mergers and acquisitions, private equity fundraisings, restructurings, alternative & structured risk financing and regulatory compliance across multiple jurisdictions. Nick has also advised on capital markets and corporate finance transactions within the insurance sector, providing him with deep understanding of the legal and regulatory dynamics shaping the industry.

At Sephira, Nick plays a central role in guiding legal and regulatory strategy, ensuring the firm navigates complexity with confidence. His expertise supports Sephira’s continued growth as a trusted partner to boards, investors and insurers operating across the global insurance and risk advisory space.

Rebecca is a Consulting Actuary at Sephira Risk Solutions, supporting the delivery of specialist actuarial advisory services to insurers and reinsurers across international markets. Her expertise spans actuarial reserving, regulatory capital, financial reporting and actuarial transformation, particularly Solvency II and IFRS 17.

Rebecca has extensive experience across actuarial consulting and industry roles, working with leading general insurers and reinsurers across the Irish, UK and European markets. Her background includes navigating complex regulatory reporting environments and addressing the technical and operational challenges facing insurers.

Her technical expertise includes actuarial function reporting, Solvency II calculations, IFRS 17 implementation and the development of actuarial models, methodologies and reporting frameworks. She combines technical rigour with a practical, solutions-focused approach, helping clients strengthen actuarial processes and reporting capabilities.

Rebecca is a Fellow of the Institute & Faculty of Actuaries (UK) and is a Chartered Enterprise Risk Actuary.